Welcome to iQVersity (“we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website, mobile application, and any related services provided by iQVersity (collectively, the “Services”).

By accessing or using the Services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you must not use our Services.

Definitions

“Services”: All services provided by iQVersity, including but not limited to the website, mobile application, online courses, resources, forums, and any other features, tools, or content offered by iQVersity.
“Company”: Refers to iQVersity, the provider of the Services.
“User,” “you,” or “your”: Any individual or entity who accesses or uses the Services.
“Content”: All text, graphics, images, music, software, audio, video, information, or other materials available on the Services.
“User Content”: Any content submitted, posted, or displayed by users on or through the Services.
“Account”: The account created by a user to access certain features of the Services.
“Terms”: These Terms and Conditions, as well as any policies, guidelines, or amendments that may be incorporated by reference or posted by iQVersity.

1. Eligibility

1.1 You must be at least 13 years old to use the Services. By using the Services, you represent and warrant that you meet this age requirement.
1.2 If you are under the age of 13, you may use the Services only with the consent and supervision of a parent or legal guardian.

2. Account Registration

2.1 To access certain features of the Services, you must create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary.
2.2 You are responsible for maintaining the confidentiality of your account login credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3. User Conduct

3.1 You agree not to use the Services for any unlawful purpose or in any way that violates these Terms.
3.2 You agree not to:

Post or share any content that is illegal, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable.
Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity.
Engage in any activity that disrupts or interferes with the Services or the servers and networks connected to the Services.
Use the Services to transmit any unsolicited or unauthorized advertising, promotional materials, or spam.

4. Intellectual Property

4.1 All content and materials available on the Services, including but not limited to text, graphics, logos, images, audio clips, video clips, and software, texts, are the property of iQVersity or its content suppliers and are protected by copyright, trademark, and other intellectual property laws.
4.2 You may not modify, reproduce, distribute, create derivative works from, or otherwise use any content or materials from the Services without our prior written permission.

5. User Content

5.1 By submitting, posting, or displaying content on or through the Services (“User Content”), you grant us a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to use, reproduce, modify, distribute, and display such User Content in connection with the Services.
5.2 You represent and warrant that you have all rights necessary to grant the licenses granted in this section and that your User Content does not infringe any third party’s intellectual property or other rights.

6. Courses and Certifications

6.1 iQVersity offers various courses, some of which may include certifications upon completion. The availability of courses and certifications is subject to change without notice.
6.2 We do not warrant that any course or certification will meet your specific needs or that the skills gained through our courses will be sufficient for employment or other purposes.

7. Payments and Refunds

7.1 Some of our Services may require payment. You agree to provide accurate and complete payment information and to update such information as necessary.
7.2 All fees are non-refundable unless otherwise stated in a specific refund policy.

8. Third-Party Links

8.1 The Services may contain links to third-party websites or resources. We are not responsible for the content, products, or services on or available from those websites or resources, and you acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources.

9. Privacy

9.1 Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information. By using the Services, you consent to our collection and use of your information as outlined in the Privacy Policy.

10. Termination

10.1 We may suspend or terminate your access to and use of the Services, at our sole discretion, at any time and without notice to you, if we believe that you have violated these Terms.
10.2 Upon termination, all licenses and other rights granted to you in these Terms will immediately cease.

11. Disclaimers

11.1 The Services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
11.2 We do not warrant that the Services will be uninterrupted, secure, or error-free, or that any defects will be corrected. We do not warrant the accuracy or completeness of any content provided through the Services.
11.3 You understand and agree that your use of the Services is at your own risk.

12. Limitation of Liability

12.1 To the fullest extent permitted by applicable law, iQVersity and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

Your use of or inability to use the Services;
Any unauthorized access to or use of our servers and/or any personal information stored therein;
Any interruption or cessation of transmission to or from the Services;
Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Services by any third party;
Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Services.

13. Indemnification

13.1 You agree to defend, indemnify, and hold harmless iQVersity, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Services or your violation of these Terms.

14. Governing Law

14.1 These Terms and any action related thereto will be governed by and construed in accordance with the laws of the jurisdiction in which iQVersity is based, without regard to its conflict of laws principles.

15. Dispute Resolution

15.1 Any disputes arising out of or relating to these Terms or the Services will be resolved through binding arbitration conducted in accordance with the rules of the arbitration association in the relevant jurisdiction, except that either party may seek injunctive or other equitable relief for any alleged infringement or misappropriation of intellectual property or other proprietary rights.

16. Changes to Terms

16.1 We may revise these Terms from time to time. The most current version will always be posted on our website. By continuing to use the Services after changes become effective, you agree to be bound by the revised Terms.

17. Contact Information

17.1 If you have any questions about these Terms, please contact us at:

Email: [email protected]

18. Miscellaneous

18.1 These Terms constitute the entire agreement between you and iQVersity regarding the use of the Services and supersede any prior agreements between you and iQVersity relating to your use of the Services.
18.2 If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
18.3 You may not assign or transfer these Terms or your rights or obligations under these Terms, without our prior written consent. We may assign or transfer these Terms, in whole or in part, without restriction.